First and foremost, a broker has a wealth of knowledge and expertise when it comes to insurance. They’re trained to understand the ins and outs of different policies and can help you find the one that’s right for your business. They’ll take the time to understand your unique needs and requirements and find coverage that fits your budget and protects your business.

On the other hand, when you buy insurance online, you’re largely on your own. You might not fully understand the policy you’re buying, and you could end up with coverage that doesn’t fully protect your business. Not to mention when you buy insurance online, you’re usually dealing with a website or an app that’s operated by an insurance company or an agent for an insurer. You might not know anything about the company or how they handle claims. And if you have a problem with your problem, you might have a hard time getting help. With a broker, you’ll have someone who can explain everything to you and make sure you’re getting the right coverage.

Another benefit of using a broker is that they have access to a wide range of insurance providers. This means they can shop around and find the best options for your business, rather than just going with the first policy you find online. And because brokers have relationships with these providers, they may be able to secure better rates and discounts that you wouldn’t be able to get on your own.

Using a broker also gives you peace of mind. If something happens and you need to make a claim, your broker will be there to help you navigate the process. They’ll work with the insurance company on your behalf and make sure you get the compensation you’re entitled to. With online insurance, you may be on your own when it comes to dealing with claims.

In short, using a broker for your business insurance offers a number of benefits that you won’t get with an online purchase. They have the knowledge and expertise to help you find the right coverage, they can access a wider range of providers, and they’ll be there to help you with claims. So, while buying insurance online may seem convenient, using a broker is the best way to protect your business.